10 Best Credit Cards for Bad Credit in 2023

1. Capital One Platinum Secured Credit Card – APR: 28.49% variable – Fees: Refundable deposit; no annual fee

2. Discover it Secured Credit Card – APR: 26.74% variable APR – Fees: Refundable deposit; no annual fee

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3. Self Credit Builder Account with Secured Visa Credit Card – APR: 26.99% variable – Fees: Partially-refundable deposit; $25 annual fee

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4. OpenSky Secured Visa Credit Card – APR: 19.64% variable – Fees: Refundable deposit; $35 annual fee

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5. Chime Secured Credit Builder Visa® Credit Card – APR: None – Fees: Refundable deposit; no annual fee

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6. Capital One Quicksilver Secured Cash Rewards Credit Card – APR: 28.49% variable – Fees: Refundable deposit; no annual fee

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7. Navy Federal Credit Union nRewards Secured Credit Card – APR: 18.00% – Fees: Refundable deposit; no annual fee

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8. Mission Lane Visa Credit Card – APR: 19.99% – 29.99% variable – Fees: $0 – $59 annual fee

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9. Tomo Credit Card – APR: None – Fees: No annual fee

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10. Petal® 1 “No Annual Fee” Visa® Credit Card – APR: 23.74% - 33.24% variable – Fees: No annual fee

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