1. Cancel unnecessary subscription services and membership
2. Automate your savings with an app
3. Set up automatic payments for bills if you make a steady salary
4. Switch bank
5. Open a short-term certificate of deposit (CD)
6. Sign up for rewards and loyalty program
7. Buy with cash or set a control on your card
8. Stop paying for convenience
9. Earn cash back on your purchase
10. Reevaluate your recurring bill