1. Cancel unnecessary subscription services and membership

2. Automate your savings with an app

3. Set up automatic payments for bills if you make a steady salary

4. Switch bank

5. Open a short-term certificate of deposit (CD)

6. Sign up for rewards and loyalty program

7. Buy with cash or set a control on your card

8. Stop paying for convenience

9. Earn cash back on your purchase

10. Reevaluate your recurring bill