You Don’t Have a Long-Term Care Plan
You Underestimated Your Life Expectancy
You Didn’t Plan for High Healthcare Cost
You Didn’t Take Inflation Into Consideration
You Didn’t Factor In Big-Ticket Item
You Changed Your Spending Habit
You Loaned Money to Your Kid
You Spoiled Your Grandkid
You Didn’t Take Taxes Into Consideration
You Didn’t Consider Fee
You Got Divorced