11 Long-term steps to lower your living expenses in 2023

Slash and Save

Refinance Your Home

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Plan a Move Guided by Cost of Living

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Downsize and Downgrade

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Refinance Your Car

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Sell Your Car

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Consolidate Debt

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Cancel Subscriptions and Other Recurring Payment

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Shop Around for Home and Auto Insurance

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Use Technology for Saving

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Maximize Your 401(k) Contribution

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Meet With a Financial Adviser

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Create Additional Income

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Examine Your Spending Habit

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