11 things in 2023, and you’ll be significantly richer

Switch to a high-yield savings account — many are paying more than they have since 2009

2. You can contribute more to your 401(k) this year — do it.

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3. Consider I-Bonds.

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Home equity hit record highs. Ditch private mortgage insurance (PMI) if you can.

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Opt for a balance transfer

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Inflation is rampant. Don’t buy a car or take that trip, if you can help it.

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Switch insurance providers.

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Get control of recurring expenses.

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Consider a home equity line of credit (HELOC).

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Income matters to this equation, so consider it.

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Treat your bonus the way it deserves to be treated.

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