Switch to a high-yield savings account — many are paying more than they have since 2009
You can contribute more to your 401(k) this year — do it.
Home equity hit record highs. Ditch private mortgage insurance (PMI) if you can.
Opt for a balance transfer
Inflation is rampant. Don’t buy a car or take that trip, if you can help it.
Switch insurance providers.
Get control of recurring expenses.
Consider a home equity line of credit (HELOC).
Income matters to this equation, so consider it.
Treat your bonus the way it deserves to be treated.